Patrick Chan Emailed Me!!
May 24th, 2007 by Nick Tay
Oh Wow! It must be my lucky day! Look at the email I received!
Good Day,
I am Mr. Patrick Chan. Executive Director and Chief Financial Officer of the Hang Seng Bank Ltd. I have a concealed business suggestion for you.
Our client Gen. Samir Abi Rahman who was with the Iraqi forces and also businessman made a numbered fixed deposit for 18 calendar months before the U.S and Iraqi war, with a value of Twenty Four million Five Hundred Thousand United State Dollars only in my branch. Upon maturity several notices was sent to him, even during the war which began in 2003. Again after the war another notification was sent and still no response came from him. We later found out that the General along with his wife and only daughter had been killed during the war in a bomb blast that hit their home.
After further investigation it was also discovered that Gen. Samir Abi Rahman did not declare any next of kin in his official papers including the paper work of his bank deposit. And he also confided in me the last time he was at my office that no one except me knew of his deposit in my bank. So, Twenty Four million Five Hundred Thousand United State Dollars is still lying in my bank and no one will ever come forward to claim it. What bothers me most is that according to the laws of my country at the expiration 5 years the funds will revert to the ownership of the Hong Kong Government if nobody applies to claim the funds. Against this backdrop, my suggestion to you is that I will like you as a foreigner to stand as the next of kin to Gen. Samir Abi Rahman so that you will be able to receive his funds.
MODALITIES:
I want you to know that I have had everything planned out so that we shall come out successful. I have an attorney that will prepare the necessary document that will back you up as the next of kin to Gen. Samir Abi Rahman. After you have been made the next of kin, the attorney will also fill in for claims on your behalf and secure the necessary approval from my country?s probate in your favor for the move of the funds to an account that will be provided by you. There is no risk involved at all in this matter, as we are going to adopt a legalized method and the attorney will prepare all the necessary documents.Please endeavor to observe utmost discretion in all matters concerning this issue. Once the funds have been transferred to your nominated bank account we shall then share in the ratio of 60% for me, 40% for you.
Should you be interested please send me your,
1, Full names,
2, private phone number,
3, current residential address,
And I will prefer you reach me on my private email address below:patrickcchan015@yahoo.com.hk
and finally after that I shall provide you with more details of this operation. Your earliest response to this letter will be appreciated.
Kind Regards,
Mr. Patrick Chan.
What do you think? Aren’t I the luckiest man in the world? The Executive director and Cheif Financial Office of Hang Seng Bank choose me! Ya right. Whoever this moron is, he did do his homework. I googled and the Executive Director of HangSeng bank is named Patrick Chan. However, I also got a few hundred hits about people from all over the world, telling the same story how they received this email asking for the exact same thing. Wow. What are the chances.
Some people would be smart enough to know its a scam, yet there is still a very high chance that some fool out there will only see $$$$ and send “Patrick” all the information he requests. He would probably even give him his Bank Account number and PIN to his ATM card, and mysteriously all his money will disappear from his Account. He “The FooL”, not Patrick, will then be so shocked and go complain to the MCA. “Patrick” however will be vacationing in some Tropical Island, which doesn’t have a extradition agreement with any government. Hehe.
Please people, use your brain, ok?
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Tags: Nation


May 24th, 2007 at 1:24 pm
Hahaha…aiyo I received scam mail like this too.
admin : I think we all do. Like every other day right?
May 24th, 2007 at 1:28 pm
OK, perhaps you can give him the full name, phone number and office address of the Police Headquarters! Just tel “Mr. Patrick Chan” that you happened to be the Head Police of Malaysia, LOL!
admin : Good one
May 24th, 2007 at 8:52 pm
I’ve received many “african versions” of this sort of mail. I didn’t know there were also “asian versions”….
admin: i guess its theme and variation
May 26th, 2007 at 8:28 pm
Hahaha…yeah these scams are so common. Or things like.. someone is dying then need to transfer money to u. haha
June 19th, 2007 at 7:55 am
I got the same email… we are lucky ducks lol
admin : you and me. luckies in the world
June 30th, 2007 at 9:12 pm
I had the exact same e-mail!!! What a lucky person I must be!! Not to fall for it, that is!!!!
admin : hehe
July 12th, 2007 at 10:45 pm
i’m very gullible but in this world people are getting worse thanks to the USA
searching for everlasting power by stealing oil for the war machines.
But i say to patrick chan, i will not give anyone the apportunity that they have made me wealthy, my ship will come in on time. “fast money to a fool is like thowing it in a fire”
August 4th, 2007 at 3:40 pm
I also received an email from patrick chan .and like the rest i googled him and came across this website .
some people have no shame at all.
August 24th, 2007 at 11:52 pm
Hi, I am from Colombia, the it is true that I also received this e-mail is the spam, is incredible as there is peoples that take advantage of the need of other……an advice: but they want receive e-mails as this, do not enter your address of post in all pages that it is asked.
Good day for all.
October 3rd, 2007 at 10:02 am
hi,
I get mail from patrick bellow
“Mr Patrick Chan wrote:
FROM MR PATRICK CHAN
chanpatrick18@yahoo.com.hk
Dear Friend,
I am Mr. Patrick Chan Executive Director and Chief Financial Officer of
the Hang Seng Bank Ltd.I have a Secured business suggestion for you.
Before the U.S and Iraqi war our client Col. Hosam Hassan who was with the
Iraqi forces and also business man made a numbered fixed deposit for 18
calendar months, with a value of Thirty million United State Dollars
($30,000,000.00) only in my branch. Upon maturity several notices was sent
to him, even during the war early this year. Again after the war another
notification was sent and still no response came from him. We later find
out that Col. Hosam Hassan along with his wife and only daughter had been
killed during the war in a bomb blast that hit their home.
After further investigation it was also discovered that Col. Hosam Hassan
did not declare any next of kin in his official papers including the Paper
work of his bank deposit. And he also confided in me the last time he was
at my office that no one except me knew of his deposit in my Bank. So,
Thirty million United State Dollars ($30,000,000.00) is still lying in my
bank and no one will ever come forward to claim it. What bothers me most
is that according to the laws of my country at the expiration 6 years the
funds will revert to the ownership of the Hong Kong Government if nobody
applies to claim the funds.
Against this backdrop, my suggestion to you is that I will like you as a
foreigner to stand as the next of kin to Col. Hosam Hassan so that you
will be able to receive his funds.
MODALITIES:
I want you to know that I have had everything planned out so that we shall
come out successful. I have contacted an attorney that will prepare the
necessary document that will back you up as the next of kin to Col.Hosam
Hassan , all that is required from you at this stage is for you to provide
me with your Full Names and Address so that the attorney can commence his
job. After you have been made the next of kin, the attorney will also file
in for claims on your behalf and secure the necessary approval and letter
of probate in your favor for the move of the funds to an account that will
be provided by you.
There is no risk involved at all in the matter as we are going to adopt a
legalized method and the attorney will prepare all the necessary
documents. Please endeavor to observe utmost discretion in all matters
concerning this issue.
Once the funds have been transferred to your nominated bank account we
shall share in the ratio of 60% for me, 40% for you, Should you be
interested please send me information’s below,
1. Full names and Age
2. Private phone number
3. Current residential address.
I will prefer you reach me on my private Email address below ;
chanpatrick18@yahoo.com.hk
And finally after that I shall provide you with more details on this
transaction. Your earliest response to this letter will be highly
appreciated.
Kind Regards,
Mr. Patrick K.W Chan.
November 1st, 2007 at 10:49 pm
Well what is shocking is that there is always some idiot out there who always falls for this ****. That is the amazing part.
November 2nd, 2007 at 4:54 pm
this “foolish man” also send me email of sort,
Ive been recieving this kind of email..
Tired of all this
sucks..
im not a fool to waste my time!
November 3rd, 2007 at 1:35 pm
When people see dollar signs, they do silly things
December 13th, 2007 at 12:03 am
Hey guys, that dude sent me a mail. I try to play around with him, guess what? He mailed me 3mails.
The 1st mail:-
FROM: MR.Patrick K. W. Chan(Executive Director & Chief financial Officer)Hang Seng Bank Limited83 Des Voeux Road, CentralHong Kong SAR FOR YOUR ATTENTION
It is understandable that you might be a little bit apprehensive because you donot know me but I have a lucrative business proposal of mutual interest toshare with you. I got your reference in my search for someone who suits myproposed business relationship. I am Mr. Patrick K. W. Chan Executive Director & Chief financial Officer ofHang Seng Bank Ltd. I have an obscured business suggestion for you. I will needyou to assist me in executing a business project from Hong Kong to yourcountry. It involves the transfer of a large sum of money. Everythingconcerning this transaction shall be legally done without hitch. Pleaseendeavour to observe utmost discretion in all matters concerning this issue. Once the funds have been successfully transferred into your account, we shallshare in the ratio to be agreed by both of us I will prefer you reach me on my private email address below(kpatrick_chan@yahoo.com.hk) and finally after that I shall furnish you withmore information?s about this operation. Please if you are not interested delete this email and do not hunt me because I am putting my career and the life of my family at stake with this venture.Although nothing ventured is nothing gained. Your earliest response to this letter will be appreciated. Kind Regards,Mr. Patrick Chan.
His second mail:-
Dear Friend
First of all I want to thank you for considering my proposal. I contacted you concerning a deceased customer Aziz Musa Numan (An Iraqi Crude oil merchant), and an investment he placed under our banks management. Once again I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I am contacting you independently and no one is informed of this communication I would like to intimate you with certain facts that I believe would be of interest to you.
In June 2001, Aziz Musa Numan came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of 18.3 million United States dollars, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case because of his high net worth profile; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the private banking sector, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favoured route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and 300 managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at 22.5 million United States dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.
Upon maturity several notice was sent to him, even during the war (U.S and Iraqi war), Four years ago (2003). Again after the war another notification was sent and still no response came from him. I immediately passed the task of locating him to the internal investigations department of Hang Seng Bank Ltd. Information started to trickle in that Aziz Musa Numan and his family had been killed during the war in a bomb blast that hit his home at Mukaradeeb where his personal oil well was. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes.
In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence. Accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank even gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; our now deceased client died in-testate. In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem. It is quite clear now that our dear client died with no known or identifiable family member.
This leaves me as the only person with the full picture of what the prevailing situation is in relation to the portfolio and the late beneficiary of the deposit. According to practice, the Private banking sector will by the end of this year broadcast a request for statement of claim to Hang Seng Bank Ltd, failing to receive viable claims they will most probably revert the deposit to Management of Hang Seng Bank Ltd. This will result in the money entering the Hang Seng accounting system and the portfolio will be out of my hands and out of the private banking division. What bothers me most is that according to the laws of my country at the expiration of six {6} years the funds will revert to the ownership of the Hong Kong Government if nobody applies to claim the funds. This will not happen if I have my way.
What I wish to relate to you will smack off unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who sit upon certain chairs and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is US$22,500,000.00 deposit just lying unclaimed. This bank has spent great amounts of money trying to track the deceasedî–¸ family; they have investigated for several months and have found no identifiable family member. The investigation has come to an end.
My proposal; I am prepared to furnish the necessary details to you as the closest surviving relation. I am also proposing that after successful execution of the business deal and the money in your account, the funds be disbursed in the ratio 40/60; 40% of the funds will go to you for offering yourself as the next of kin and providing a foreign account for safe transfer of the funds and 60% will be for me. Please let me know in your next correspondence if the above sharing ratio is okay by you. We can fine-tune this based on our interactions.
I am aware of the consequences of this proposal. Once more, I ask that if you find no interest in this project that you should discard this mail and forget I ever contacted you, I ask that you do not be vindictive and destructive. Do not destroy my career because you do not approve of my proposal. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones way once in a lifetime. I cannot let this chance pass me by. For once I find myself in total control of my destiny. This chance wonî–¹ pass me by and please do not let me miss my chance, if you will not work with me let me know and let me move on with my life. I am a family man and this is an opportunity to provide them with new opportunities. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank. If you give me positive signals, I will give you the relevant modus operandi to initiate this process towards a conclusion.
I send you this mail not without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. I await your response.
Sincerely,
Mr. Patrick K. W. Chan
The third mail:
Dear Sir
Let me reassure that I have all modalities in place for a successful execution of this transaction because I have every tool at my disposal as an executive director in the bank and also as the de facto Head of operation of the private banking division.
If i am not sure of this transaction i will not put my family and that of my career on the line.
It is pertinent at this point for me to inform you that being part of this transaction would only be at your free will I cannot impose this on you, it is your choice to accept or disagree with the principles of this business and even with the transaction as a whole, but at least I deserve the privilege of you confiding in me as you have done. However, if we cannot trust each other what then will be the point of going further with this business, how will you expect me to feel secured dealing with you?
I have gone the extra mile to even borrow money. You do not realize what it takes to bring a transaction of this magnitude to this level. All modalities have been put in place.
When opportunity comes, some people miss it because they refuse do something to retain it. Opportunity is a give and take situation, you do not fold your arms when it comes knocking, you must open your hands to receive it. Therefore, you do not have to fold your arms. Have you asked your self that why should it be you out of the millions of people that i have to approach for a transaction that requires trust. It is not a coincidence but a divine arrangement for a mutually benefiting relationship.
Note that I am highly handicapped with respect to the manner I conduct myself as far as this transaction is concerned here at the bank because of my position. Besides, the laws here in Hong Kong and most part of Asia with respect to corruption are very stringent. Contravening the laws is tantamount to death penalty, so while I brave the venture, I will have to still watch my back. Therefore, we will restrict our communication to email because this is my private email and all communication from me to you will be done in most unsuspecting manner. It is very easy to track telephone conversation so please bear with me.
Let me know if you are proceeding with me at the earliest time because the year is fast coming to an end.
Regards
Patrick Chan
Wow…so much of wording, isn’t that fascinating? I think he must have put a lot of effort in his work to “fish” for victims. LOL
December 13th, 2007 at 12:08 am
http://419.bittenus.com/index.htm
Check this out, 2months e-mail of a guy with that dude.
February 11th, 2008 at 10:29 pm
Yeah I got email from this guy, too. Personally I’m pretty suspicious of all of this. Mine said this man called Aziz Musa Numan was killed in a bombing in Iraq in Mukaradeeb AFTER he just put 18.3 MILLION U.S. dollars in the Hang Seng Bank. Now, it’s probably nothing, but this just seems to happen all at the right time. This to me all sounds pretty suspicious. I’m going to look into it. Meanwhile, DON’T TOUCH THAT EMAIL!
March 4th, 2008 at 12:47 pm
I too have recieved the e-mail about Aziz Musa Numan and 22.5m Ok yes I’m gullabile when it comes to money. I even got passport photo’s family photo’s from him, proving that it was him, I’d even done a search on google but until now couldn’t find the same e-mail, lots of similar ones. Still I carried it on to see where it would end up and who else was involved.
Ok so this is what happened:
- He asks for your details as the first e-mail.
- you google him
- then he sends you the family photo’s
-his (so called) bank ID and passport and certificate of Aziz’s money held
- Ask you to set up a online account with Postbank Netherlands
- You get even more suspicious
- You get given the name and phone number of Colin Berhard who is the person you have to deal with at Postbank. It’s Dutch so hard to communicate with them directly other than with him.
- They give you options of accounts with activation amounts, and how to do it, either by wire or western union
- He then contacts you by phone
- You then get an application form to fill out, seems real to you
- Then the account setup number is given by him.
- Alarm bells go off when you see a individuals name where money is to be transfered to.
- Then tells you it’s admin. account setup person.
- Funny enough he changed the name Kinsley Johnson to VICTORIA E STEPHEN
So I’m not sure how many account names they have setup to scam people. So there you go, I’ve taken it almost all the way to see how far it would go. Seems they are improving their scam each time.
Oh he didn’t get my account numbers
Adrian.
March 18th, 2008 at 12:52 pm
More of the same BS sent to a friend!!!
Be careful out there folks!!!
From: Vincent Cheng
Sent: Thu, 13 Mar 2008 9:28 pm
Subject: Get Back to Me ASAP
Mr. Vincent Cheng
Email: vincentcheng_hk226@yahoo.com.hk
Good Day
I am Mr. Vincent Cheng Hoi-chuen, GBS, JP Chairman of The Hong Kong and
Shanghai Banking Corporation Limited. I have a concealed business
suggestion for you.
Our client Gen.Aadeel Agaal Bastaan who was with the Iraqi forces and
also businessman made a fixed deposit for 18 calendar months, with a
value of Twenty one million Five Hundred Thousand United State Dollars
only in my branch. Several maturities notices was sent to him, before the
war which began in 2003. also after the war another notification was
sent,and no response came from him. We later found out that the General
along with his wife and only daughter had been killed during the war in
a bomb blast that hit their home.
After more inquiry it was also discovered that this Gen.did not declare
any next of kin in his official papers including the paper work of his
bank deposit. And he also confided in me the last time he was at my
office that no one except me knew of his deposit in my bank. What bothers
me most is that according to the laws of my country at the expiration
of 6 years the funds will revert to the ownership of the Hong Kong
Government if nobody applies to claim the funds.
I want you to know that I have had everything planned out so that we
shall come out successful. There is no risk involved at all in this
matter, as we are going adopt a legalized method and the attorney will
prepare all the necessary documents. Please endeavor to observe utmost
discretion in all matters concerning this issue. Once the funds have been
transferred to your nominated bank account we shall then share in the
ratio of 60% for me, 40% for you.Your earliest response to this letter
will be appreciated, after which I shall provide you with more details on
this operation.
Kind Regards,
Mr. Vincent Cheng
and
From: Mr. alexander A Flockhart
To: undisclosed-recipients:;
Sent: Wed, 12 Mar 2008 2:01 pm
Subject: Reply Me
Dear Friend
Let me start by introducing myself. I am Mr. Alexander A Flockhart Board of
Director Officer of the Hang Seng Bank Ltd.I have a Secured business
suggestion for you.
Before the U.S and Iraqi war our client Col. Hosam Hassan who was with the
Iraqi forces and also business man made a numbered fixed deposit for 18
calendar months, with a value of Thirty million United State Dollars only in
my branch. Upon maturity several notices was sent to him, even during the war
early this year.Again after the war another notification was sent and still no
response came from him. We later find out that Col.Hosam Hassan and his family
had been killed during the war in bomb blast that hit their home.
After further investigation it was also discovered that Col. Hosam Hassan did
not declare any next of kin in his official papers including the Paper work of
his bank deposit. And he also confided in me the last time he was at my office
that no one except me knew of his deposit in my Bank. So, Thirty million
United State Dollar is still lying in my bank and no one will ever come
forward to claim it. What bothers me most is that according to the laws of my
country at the expiration 6 years the funds will revert to the ownership of
the Hong Kong Government if nobody applies to claim the funds.
Against this backdrop, my suggestion to you is that I will like you as a
foreigner to stand as the next of kin to Col. Hosam Hassan so that you will be
able to receive his funds.
WHAT IS TO BE DONE ARE:
I want you to know that I have had everything planned out so that we shall
come out successful.I have contacted an attorney that will prepare the
necessary document that will back you up as the next of kin to Col.Hosam
Hassan,all that is required from you at this stage is for you to provide me
with your Full Names and Address so that the attorney can commence his job.
After you have been made the next of kin, the attorney will also file in for
claims on your behalf and secure the necessary approval and letter of probate
in your favor for the move of the funds to an account that will be provided by
you.
There is no risk involved at all in the matter as we are going to adopt a
legalized method and the attorney will prepare all the necessary
documents.Please endeavor to observe utmost discretion in all matters
concerning this issue.
Once the funds have been transferred to your nominated bank account we shall
share in the ratio of 60% for me,40% for you, Should you be interested please
send the information’s below,
1. Full names and Age
2. Private phone number
3. Current residential address.
And finally after that I shall provide you with more details on this
transaction. Your earliest response to this letter will be highly appreciated.
Kind Regards,
Mr. Alexander A Flockhart.
March 18th, 2008 at 6:39 pm
well, we can get tonnes of similar scams from the net. btw, u guys can view something in youtube. Just type Nigerian Scam in the search box. Hv Fun~!!
walao eh, 1 million…nasi gua wu jit pa ban….hahaha
May 4th, 2008 at 2:04 am
Hi everyone.
I’m from western Ukrain and also get this Mr. Patrick K. W. Chan. sugestion. Than i entered Aziz Musa Numan in google search and found this cite.
Great thing - I’m not alone!!!
Are there anybody who processed allthe thing Chan said till the end?
And i’d like to thank people who created this cite and told us about this scum. Thnks alot.
May 20th, 2008 at 6:12 pm
Today I received the same e-mail let me post it here, and i hope everybody know what will he do in the future?
From: “Patrick Chan”
Dear Friend,
First of all I want to thank you for considering my proposal. I contacted you concerning a deceased customer Aziz Musa Numan (An Iraqi Crude oil merchant), and an investment he placed under our banks management. Once again I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I am contacting you independently and no one is informed of this communication I would like to intimate you with certain facts that I believe would be of interest to you.
In June 2001, Aziz Musa Numan came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of 18.3 million United States dollars, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case because of his high net worth profile; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the private banking sector, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favoured route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and 300 managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at 22.5 million United States dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.
Upon maturity several notice was sent to him, even during the war (U.S and Iraqi war), Four years ago (2003). Again after the war another notification was sent and still no response came from him. I immediately passed the task of locating him to the internal investigations department of Hang Seng Bank Ltd. Information started to trickle in that Aziz Musa Numan and his family had been killed during the war in a bomb blast that hit his home at Mukaradeeb where his personal oil well was. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes.
In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence. Accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank even gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; our now deceased client died in-testate. In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem. It is quite clear now that our dear client died with no known or identifiable family member.
This leaves me as the only person with the full picture of what the prevailing situation is in relation to the portfolio and the late beneficiary of the deposit. According to practice, the Private banking sector will by the end of this year broadcast a request for statement of claim to Hang Seng Bank Ltd, failing to receive viable claims they will most probably revert the deposit to Management of Hang Seng Bank Ltd. This will result in the money entering the Hang Seng accounting system and the portfolio will be out of my hands and out of the private banking division. What bothers me most is that according to the laws of my country at the expiration of six {6} years the funds will revert to the ownership of the Hong Kong Government if nobody applies to claim the funds. This will not happen if I have my way.
What I wish to relate to you will smack off unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those who sit upon certain chairs and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is US$22,500,000.00 deposit just lying unclaimed. This bank has spent great amounts of money trying to track the deceased? family; they have investigated for several months and have found no identifiable family member. The investigation has come to an end.
My proposal; I am prepared to furnish the necessary details to you as the closest surviving relation. I am also proposing that after successful execution of the business deal and the money in your account, the funds be disbursed in the ratio 30/70; 30% of the funds will go to you for offering yourself as the next of kin and providing a foreign account for safe transfer of the funds and 70% will be for me. Please let me know in your next correspondence if the above sharing ratio is okay by you. We can fine-tune this based on our interactions.
I am aware of the consequences of this proposal. Once more, I ask that if you find no interest in this project that you should discard this mail and forget I ever contacted you, I ask that you do not be vindictive and destructive. Do not destroy my career because you do not approve of my proposal. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones way once in a lifetime. I cannot let this chance pass me by. For once I find myself in total control of my destiny. This chance won? pass me by and please do not let me miss my chance, if you will not work with me let me know and let me move on with my life. I am a family man and this is an opportunity to provide them with new opportunities. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank. If you give me positive signals, I will give you the relevant modus operandi to initiate this process towards a conclusion.
I send you this mail not without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. I await your response.
Sincerely,
Mr. Patrick K. W. Chan
May 20th, 2008 at 6:19 pm
Mr. Patrick K.W Chan”
Hi Guys,
I got email below, it’s really terrible to know that.
I am Patrick Chan Executive Director & Chief financial officer
Hang Seng Bank Ltd. I have a business suggestion for you. I will need
you to assit me execute a business transfer from Hong Kong to your
country. I shall provide you with more information immediately i get a
positive response from you. If interested please contact me via email:
patrik.kwchan33@gmail.com
Kind Regards,
Mr. Patrick K.W Chan
I hope everybody don’t trust him as he said that.
November 3rd, 2008 at 3:03 pm
Mr chan also tried to make a fool out of me, but i have grown more concious of such scams. i told him i was just a student and he wuoldnt let up. its sad when people are determined to just take away your hard earned money like that
November 3rd, 2008 at 3:06 pm
Mr chan also tried to make a fool out of me, but i have grown more aware of such scams. i told him i was just a student and he wouldnt let up. its sad when people are determined to just take away your hard earned money like that